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	1513 Spring St. Poplar Bluff Mo 63901 office: 573-778-9996 fax#: 573-778-9035 Lu cell: 573-429-4379 luwarren @ 1stclassre.com Jill cell: 573-712-8464 jillshephard @ 1stclassre.com Ken Warren phone: 573-778-9996 kenwarren @ 1stclassre.com Tricia Carroll cell: 573-300-3335 triciacarroll @ 1stclassre.com	Home Inspection Home Warranties For Sale By Owner or REALTOR Home Inspection What supports the roof and walls of the lovely home that interests you? Depending on the year it was built, is there any nasty aluminum wiring? Maybe it is copper, but is it the correct gage and is it wired correctly? How about the plumbing? Any leaks? In times of excitement it is very hard to stop and find faults with something that pleases you so much. All of these things are just a few of the thousands of possibilities that could be wrong with a home at any age. Because of all of these possibilities it very well may be the current seller is unaware of certain or all problems. Without a home inspection by a professional there will be a paper you will sign that is summed up "I had the opportunity to have an inspection but I chose not to do it." What does this mean? If you decide not to get an inspection you assume all liability and responsibility for what is wrong or what is going wrong with the property. Without a professional making notes of the fixes, how can you prove this problem was after the sale or before. The answer is simple. You can't. Home inspections are not just about finding what is wrong with a home it helps you not be backed into a corner and stuck with something you wouldn't have bought had you known. They can give you a place to bargain and possibly a way out of a sale without losing your earnest money, minus inspections, if your REALTOR put the inspection as a contingency on the contract. Yes, inspections do cost money even if you do not close on the property. So save the inspections until you have found "The One." But paying a few hundred dollars on the "The One" is not even considered a drop in the bucket when it turns out to be "The Dud" that will cost you tens of thousands or possibly hundreds of thousands. "What if I spend the money on a full home inspection and everything comes back perfectly fine?" Some feel as if they have wasted their money. In a full home inspection they check out the home from top to bottom. You will now know when you will have to replace the roof. You will know the thickness of the insulation in the attic. You will know the condition of the appliances that are left behind as well. Maintaining a home costs money just like repairing one. A home well maintained will not require as much money initially. Inspection costs are paid at closing. Most people can calculate the financing of inspections to an additonal monthly payment of fifty cents or less, depending on the number of inspections. Some finance their closing cost separately, which could be different rates and length of loan, but still add less than Five Dollars. Even though the moving rate of our society has increased we still spend years at a time in one place. Finding out how the extra money will be spent during that time is as easy as asking your REALTOR for a list of inspectors. Or maybe they'll make the call for you. Back To Top Home Warranties Home warranties are a great "peace of mind" during a sale or after the sale. The terms of the warranty and what is covered by the warranty is different from company to company. However, generally speaking, if something fails, it will be replaced. For the Sellers this adds another sign attracting attention. This tells the buyer certain items in your home are covered under warranty and will work when they move in. While this will not improve the value of the home, but it will improve the likelihood of seeing a "sold" sign. Although, if an appliance gives out in the middle of your sale, some warranties cost you nothing until closing. Home warranties are good for buyers too! Not only do they help you get a home in working condition, at closing, you have the option to continue the warranty. Working condition is just working condition. It works. If the item is on it's last leg it still works. Continuing that warranty can help out when that item finally keels over. On the other hand, at closing, if the home does not have a warranty, you may choose to purchase one. With all the other risks we take every day, buying a home doesn't have to be risky. Back To Top For Sale By Owner or REALTOR REALTOR of course! Not just because we are REALTORS. REALTORS have rules, regulations, and code of ethics to follow and are required to provide specific paper work. All of this adds up to protecting you whether buying or selling. REALTORS are not able to do appraisals but have access to information to help price a home for the market conditions. "Do I have a good price?" Is a question all sellers have. Just because all the homes nearby are asking so much does not mean that they will sell for that much. REALTORS can help gear the price for the sale you have in mind. When looking at the same house with the same condition with the "I want to sell it fast" vs. "I want all I can get" mind set the home will be priced differently. With a For Sale By Owner this is quite a bit to think about. Can it be done? Yes it happens everyday successfully. But going with a REALTOR you kick back and relax while we think about all of this for you. You won't have to run to the phone when it rings and you won't have to constantly work out a schedule with someone so they can look at your house. It's already taken care of. Back To Top